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Business Insurance

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Why not have your business’s insurance at the same agency as your personal? Your business faces risks each and every day. KGS Insurance offers products and liability coverage to protect you and your business.


PROPERTY/LIABILITY: Erie Insurance offers some excellent package policies that include both your property and liability needs for your business. They also include many “extra coverages” that you may not think of until you need them. These are included at no additional cost to your premium. Erie also includes a higher-than-industry average fire legal liability limit.

WORKERS’ COMPENSATION: Erie Insurance offers safety programs and training to our clients free of charge to aid in controlling losses and your premium costs associated with Workers’ Compensation. Erie Insurance can assist you in setting up a physician’s panel, conducting safety training, and establishing a safety committee in your business. This may entitle you to receive PA state credit toward lowering your premium cost.

COMMERCIAL AUTO: KGS Insurance can provide auto physical damage and liability coverage for your fleet, or non-fleet commercial vehicles.

BCL (BUSINESS CATASTROPHE LIABILITY): KGS Insurance can write a policy that encompasses excess liability coverage for your business over your underlying auto and liability policies. This gives you added protection for the business you have worked hard to build and maintain.

GARAGE AUTO: Do you need coverage for your dealership or repair shop? KGS Insurance can provide you with this coverage whether your shop is large or small.

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*KGS Insurance is licensed to conduct business in Pennsylvania. The information on this site is a solicitation to conduct business only in the aforementioned state of authority.

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